Guides
Bridging finance guides
Plain-English explanations of how owner-funded bridging finance works for UK property businesses.
We lend our own capital, direct, across England and Wales. These guides explain the things borrowers ask us most — how company borrowing works, what changes when you deal with the lender directly, and why we lend only for business purposes. For the terms that apply to your transaction, ask us for indicative terms.
Bridging loans for limited companies
How Ltd companies, SPVs and LLPs borrow on a bridge, what we lend against, and the terms that apply.
Borrowing direct vs through a broker
What changes for cost, speed and certainty when you deal with the lender directly.
What is a business-purpose bridging loan?
The difference between regulated and unregulated bridging, and the declaration the exemption rests on.
Auction finance for companies
Using bridging to complete an auction purchase inside the 28-day deadline.
Bridging loan exit strategies
How a bridge gets repaid — sale, refinance or project completion — and what makes an exit strong.
First vs second charge bridging
Why the order of a charge matters, and why we lend on a first charge only.
How fast can a bridging loan complete?
Why an owner-funded lender moves quickly, and what can slow a deal down.
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