Completed transaction
£625k equity release facility
Watford, Hertfordshire
Owner-funded bridging finance enabling equity release from a buy-to-let residential property.
£625k Facility • 52% LTV • First Charge • 12 Month Term
Transaction overview.
The opportunity
Unlocking equity to support future opportunities.
The borrower required a £625,000 owner-funded bridging facility to release equity from a buy-to-let residential property in Watford.
With significant equity already established in the property, the borrower sought a flexible funding solution that would unlock capital quickly while retaining ownership of the asset.
Our approach
Commercial decisions backed by owner-funded capital.
We assessed the transaction based on the quality of the security, the borrower’s objectives and the proposed exit strategy.
With a loan-to-value ratio of approximately 52%, the facility maintained a prudent lending position while enabling the borrower to access existing equity efficiently.
As an owner-funded lender, decisions were made directly by the people providing the capital, providing certainty and clear communication from enquiry through to completion.
Outcome
Flexible funding secured against an established residential asset.
The completed £625,000 facility enabled the borrower to unlock equity from an existing buy-to-let residential property while retaining ownership.
The transaction demonstrates our ability to provide flexible owner-funded bridging finance where speed, certainty and commercial judgement are essential.
Transaction highlights
- £625,000 facility
- £1.20m property value
- 52% LTV
- Equity release
- Buy-to-let residential property
- First Charge security
- 12-month term
Why we backed this opportunity.
Established security
A buy-to-let residential property with substantial existing equity provided a strong security position.
Prudent lending
A conservative 52% loan-to-value ratio balanced borrower flexibility with sound risk management.
Direct decision-making
The borrower dealt directly with the people providing the capital throughout the transaction.
Flexible funding
The facility released equity efficiently while allowing the borrower to retain ownership of the property.
Every opportunity is assessed on its own merits.
This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.
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