Completed transaction
£1.2m commercial property acquisition
Southall, London
Owner-funded bridging finance provided to support the acquisition of a mixed-use residential and commercial property in Southall, with direct access to the decision maker throughout the transaction.
£1.2m Facility • 75% LTV • First Charge • 12 Month Term
Transaction overview.
The opportunity
A commercial acquisition that needed a prompt decision.
The borrower identified an opportunity to acquire a commercial property and required a lender capable of making a prompt commercial decision.
Our focus was on the quality of the security, the borrower’s experience and the proposed exit strategy, allowing us to structure a facility that met the requirements of the transaction.
Our approach
Decisions made directly by the people providing the capital.
Unlike many lenders, decisions were made directly by the people providing the capital. The transaction was structured as a first charge bridging facility over the property, providing both certainty and flexibility while maintaining a conservative lending position.
Throughout the transaction, the borrower dealt directly with the principal responsible for the lending decision, ensuring clear communication from enquiry through to completion.
Outcome
The £1.2 million facility enabled the acquisition to complete on agreed terms.
The transaction demonstrates our approach to lending:
- Commercial decision making
- Direct access to the decision maker
- Owner-funded capital
- Straightforward execution
- Certainty throughout the transaction
Why we backed this opportunity.
Strong security
First legal charge over a commercial property.
Commercial assessment
The transaction was assessed on its merits rather than through multiple approval layers.
Direct access
The borrower dealt directly with the principal throughout the transaction.
Certainty
Owner-funded capital removed reliance on third-party funding lines.
Every opportunity is assessed on its own merits.
This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.
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