Completed transaction
£830k commercial investment purchase
Norwich
Owner-funded bridging finance supporting the acquisition of a prominent city-centre commercial investment property.
£830k Facility • 60% LTV • First Charge • 12 Month Term
Transaction overview.
The opportunity
Acquiring an established commercial investment with future potential.
The borrower required an owner-funded bridging facility to acquire a prominent commercial investment property in Norwich city centre.
The property already generated established rental income while also offering future asset management opportunities through surplus upper-floor accommodation, creating both immediate income and long-term value enhancement.
Our approach
Looking beyond today’s income.
We assessed the opportunity by considering both the property’s existing income stream and its future potential.
The asset comprised two commercial buildings in Norwich’s primary commercial district, producing established rental income while also offering scope to enhance value through refurbishment and improved use of the upper floors.
With a conservative 60% loan-to-value ratio, the facility provided strong security while enabling the borrower to complete the acquisition with certainty.
As an owner-funded lender, decisions were made directly by the people providing the capital, ensuring clear communication and certainty from enquiry through to completion.
Outcome
Funding a commercial investment with income today and potential tomorrow.
The completed £830,769 facility enabled the borrower to acquire a substantial city-centre commercial investment benefiting from established rental income together with opportunities to enhance the property’s long-term value.
The transaction demonstrates our ability to support experienced investors acquiring commercial assets where strong security, dependable income and future potential underpin the lending decision.
Transaction highlights
- £830,769 facility
- £1.385m property value
- 60% LTV
- Commercial investment purchase
- Two commercial buildings
- Established rental income
- Asset management potential
- First Charge security
- 12-month facility
Why we backed this opportunity.
Established income
The property generated established rental income from multiple commercial units, providing immediate investment returns.
Future potential
Surplus upper-floor accommodation created opportunities to enhance value through refurbishment and improved asset management.
Prime commercial location
A prominent city-centre position within Norwich’s primary commercial district supported the long-term strength of the investment.
Direct decision-making
Owner-funded capital enabled a clear lending decision and certainty throughout the transaction.
Every opportunity is assessed on its own merits.
This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.
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