Completed transaction
£450k commercial investment purchase
Norwich
Owner-funded bridging finance supporting the acquisition of a prime High Street commercial investment.
£450k Facility • 60% LTV • First Charge • 12 Month Term
Transaction overview.
The opportunity
Acquiring a prime High Street investment.
The borrower required a £450,000 owner-funded bridging facility to acquire a fully let commercial investment property in the heart of Norwich city centre.
The property benefited from an established tenant, immediate rental income and a prominent position within one of the city’s principal retail locations, making it an attractive long-term investment.
Our approach
Backing quality commercial investments.
We assessed the transaction by considering the strength of the tenant, the property’s established income and its prime High Street location.
With a conservative 60% loan-to-value ratio, the facility provided certainty of funding while maintaining a disciplined lending position.
As an owner-funded lender, decisions were made directly by the people providing the capital, ensuring a straightforward process from enquiry through to completion.
Outcome
Funding a well-located commercial investment.
The completed £450,000 facility enabled the borrower to acquire a fully let commercial property generating immediate rental income from a regional franchise operator.
The transaction demonstrates our ability to support commercial investment purchases where strong tenant demand, established income and quality security underpin the lending decision.
Transaction highlights
- £450,000 facility
- £745,000 property value
- 60% LTV
- Commercial investment purchase
- Prime High Street location
- Established rental income
- Regional franchise tenant
- First Charge security
- 12-month facility
Why we backed this opportunity.
Prime High Street location
A prominent position within Norwich’s primary commercial district supported the property’s long-term investment appeal.
Established tenant
The property was fully let on a commercial lease, providing immediate rental income from completion.
Quality security
A conservative 60% loan-to-value ratio provided a strong lending position while supporting the acquisition.
Direct decision-making
Owner-funded capital enabled a prompt lending decision and certainty throughout the transaction.
Every opportunity is assessed on its own merits.
This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.
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