Completed transaction
£700k commercial purchase & development
Milton Keynes
Owner-funded bridging finance supporting the acquisition of a vacant commercial property with planning and redevelopment potential.
£700k Facility • 80% LTV • First Charge • 12 Month Term
Transaction overview.
The opportunity
Acquiring a vacant commercial property with development potential.
The borrower required a £700,000 owner-funded bridging facility to acquire a vacant commercial property in Milton Keynes.
The intention was to secure the property before progressing planning proposals and redevelopment, requiring a lender capable of recognising the asset’s future potential rather than simply its current use.
Our approach
Looking beyond today’s value.
We assessed the transaction by considering the property’s existing value, redevelopment potential and the borrower’s proposed planning strategy.
Rather than relying solely on standard lending criteria, we took a commercial view of the opportunity, providing a first charge owner-funded facility that enabled the acquisition to complete with certainty.
Direct access to the decision maker ensured a straightforward process from enquiry through to completion.
Outcome
Funding that unlocked future development potential.
The £700,000 facility enabled the borrower to secure the vacant commercial property and move forward with plans to obtain planning consent and enhance the property’s value.
The transaction demonstrates our willingness to support opportunities where commercial judgement, future potential and funding certainty are equally important.
Transaction highlights
- £700,000 facility
- £870,000 property value
- 80% LTV
- Vacant commercial property
- Purchase & development
- Planning change
- First Charge security
- 12-month term
Why we backed this opportunity.
Development potential
The property’s future planning and redevelopment prospects created a compelling value-add opportunity.
Commercial assessment
The transaction was assessed on both the existing asset and its future potential, not simply its current condition.
Direct decision-making
The borrower worked directly with the people providing the capital throughout the transaction.
Funding certainty
Owner-funded capital enabled the acquisition to complete while providing the flexibility needed for the next stage of the project.
Every opportunity is assessed on its own merits.
This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.
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