Completed transaction
£390k commercial purchase & development
London
Owner-funded bridging finance supporting the acquisition and development of a mid-terrace commercial building.
£390k Facility • 46% LTV • First Charge • 12 Month Term
Transaction overview.
The opportunity
Acquiring a commercial building with development potential.
The borrower required a £390,000 owner-funded bridging facility to acquire a mid-terrace commercial building in London and progress its redevelopment plans.
The transaction required a lender capable of recognising the property’s future potential while providing the certainty needed to complete the purchase.
Our approach
Supporting projects with long-term potential.
We assessed the opportunity by considering the quality of the security, the proposed development strategy and the borrower’s objectives.
With a conservative 46% loan-to-value ratio, the facility provided funding certainty while maintaining a strong security position.
As an owner-funded lender, decisions were made directly by the people providing the capital, enabling a straightforward process from enquiry through to completion.
Outcome
Funding the next stage of the property’s development.
The completed £390,000 facility enabled the borrower to acquire the commercial building and move forward with plans to enhance the property’s value through development.
The transaction demonstrates our ability to support commercial property projects where acquisition, redevelopment and funding certainty are equally important.
Transaction highlights
- £390,000 facility
- £855,000 property value
- 46% LTV
- Purchase & development
- Mid-terrace commercial building
- First Charge security
- 12-month facility
Why we backed this opportunity.
Development opportunity
The property offered clear potential to create additional value through redevelopment.
Strong security
A low 46% loan-to-value ratio provided a robust security position throughout the transaction.
Commercial assessment
The opportunity was assessed on its overall merits, including the property’s development potential and the borrower’s strategy.
Direct decision-making
Owner-funded capital enabled a prompt lending decision and certainty from enquiry through to completion.
Every opportunity is assessed on its own merits.
This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.
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