So You Grow Capital

Completed transaction

£400k buy-to-let purchase

Buckinghamshire

Owner-funded bridging finance supporting the acquisition of a buy-to-let investment property.

£400k Facility • 76% LTV • First Charge • 12 Month Term

Transaction overview.

Loan amount £400,000
Property value £525,000
LTV 76%
Purpose Buy-to-let purchase
Property type Buy-to-let
Security First Charge
Term 12 months
Status Completed

The opportunity

Supporting the acquisition of an investment property.

The borrower required a £400,000 owner-funded bridging facility to acquire a buy-to-let investment property in Buckinghamshire.

The transaction required a lender capable of providing a prompt commercial decision and the certainty of funding needed to complete the purchase.

Our approach

Direct decisions backed by owner-funded capital.

We assessed the opportunity by considering the quality of the security, the borrower’s objectives and the proposed exit strategy.

With a loan-to-value ratio of approximately 76%, the facility provided the leverage required to complete the acquisition while maintaining an appropriate lending structure.

As an owner-funded lender, decisions were made directly by the people providing the capital, giving the borrower certainty and direct access throughout the transaction.

Outcome

Funding that enabled a successful investment purchase.

The completed £400,000 facility enabled the borrower to acquire the buy-to-let property and complete the purchase with confidence.

The transaction demonstrates our ability to support investment property acquisitions with straightforward, owner-funded bridging finance.

Transaction highlights

  • £400,000 facility
  • £525,000 property value
  • 76% LTV
  • Buy-to-let purchase
  • First Charge security
  • 12-month term
  • Owner-funded capital

Why we backed this opportunity.

Investment opportunity

A buy-to-let acquisition with clear long-term investment potential.

Commercial assessment

The transaction was assessed on its merits, including the security, borrower and exit strategy.

Direct decision-making

The borrower dealt directly with the people providing the capital throughout the transaction.

Funding certainty

Owner-funded capital provided confidence that the purchase could complete on schedule.

Every opportunity is assessed on its own merits.

This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.

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