Completed transaction
£195k buy-to-let purchase
Bradford
Owner-funded bridging finance supporting the acquisition of a residential buy-to-let investment property.
£195k Facility • 60% LTV • First Charge • 12 Month Term
Transaction overview.
The opportunity
Acquiring a residential investment property.
The borrower required a £195,000 owner-funded bridging facility to acquire a residential buy-to-let property in Bradford.
The transaction required funding certainty to complete the purchase while providing the flexibility to implement the borrower’s long-term investment strategy.
Our approach
Funding residential investment opportunities.
We assessed the opportunity by considering the quality of the security, the property’s investment characteristics and the borrower’s objectives.
With a prudent 60% loan-to-value ratio, the facility provided a balanced lending structure while enabling the acquisition to complete efficiently.
As an owner-funded lender, decisions were made directly by the people providing the capital, ensuring a straightforward process from enquiry through to completion.
Outcome
Supporting the acquisition of a buy-to-let investment.
The completed £195,000 facility enabled the borrower to acquire a residential investment property and progress their long-term buy-to-let strategy.
The transaction demonstrates our ability to support residential investment purchases through straightforward owner-funded bridging finance.
Transaction highlights
- £195,000 facility
- £325,000 property value
- 60% LTV
- Buy-to-let purchase
- Residential investment property
- First Charge security
- 12-month facility
Why we backed this opportunity.
Residential investment
The property provided a solid buy-to-let investment opportunity with long-term income potential.
Conservative lending
A 60% loan-to-value ratio delivered strong security while providing the borrower with the funding required.
Commercial assessment
The transaction was assessed on the quality of the asset and the borrower’s investment objectives.
Direct decision-making
Owner-funded capital enabled a prompt lending decision and certainty from enquiry through to completion.
Every opportunity is assessed on its own merits.
This completed transaction is provided as an example of the types of opportunities we support. Every enquiry is assessed individually, taking into account the security, borrower, exit strategy and overall commercial merits of the transaction.
Get started
Looking for owner-funded bridging finance secured against UK property?
Speak directly with the people making the lending decision.